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Eligibility
Loan Eligibility Criteria
Understand the requirements to qualify for PRESTIGE LOAN financial solutions
Who Can Apply?
PRESTIGE LOAN offers loan products to qualified individuals and businesses. Our eligibility criteria ensure responsible lending while offering competitive APR rates of 3% across all loan types.
General Eligibility Requirements
Specific Loan Requirements
Personal loans: Minimum credit score 600, at least 3 months with current employer
Mortgage loans: Minimum 10% down payment, property appraisal required
Business loans: Business operational for at least 2 years, positive cash flow
Auto loans: Vehicle not older than 10 years, full insurance required
Required Documentation
All applicants must provide:
Valid government-issued ID
Proof of income (last 3 pay stubs or tax returns)
Latest bank statements (last 3 months)
Proof of residence (utility bill or lease agreement)
Credit Assessment
PRESTIGE LOAN performs a comprehensive credit assessment including:
1. Credit history review with French credit bureaus
2. Income and employment stability verification
3. Analysis of existing debt obligations
4. Property appraisal (for secured loans)
Approval decisions are usually made within 24–48 hours.
Appeal Rights
If your application is rejected, you may:
- Request a detailed explanation within 30 days
- Submit additional supporting documents
- Reapply after 90 days if your financial situation improves
Contact our customer service at +33 X XX XX XX XX for assistance.
Important Notice
PRESTIGE LOAN (SAS with capital of €11,490,021 – RCS Nanterre 398 051 045) is regulated by ACPR as a credit institution. All loans are subject to approval. Terms and conditions apply. The 3% APR is current as of [date] and may vary based on individual circumstances.
